Changes to Ontario Automobile Insurance - on September 1, 2010 The Financial Services Commissions of Ontario (FSCO), the provincial regulator of auto insurance, is introducing changes to auto insurance effective September 1, 2010. The changes will provide you with additional accident benefit choices which will allow you to customize your policy to suit your needs. Beginning September 1, 2010 when your policy is renewed you will be provided with more information on the changes and your options. Please contact your insurance broker for more information regarding changes to Ontario automobile insurance or visit www.ibc.ca/en/index.asp or www.fsco.gov.on.ca. • Early Awareness Letter • Providing More Choice • Summary of Important Changes • Answers to Ontario Auto Reform